credit analyst

Credit Analyst No. 2026-FIN-03 Internal/External First Nations Finance Authority (FNFA) is consistently recognized as one of British Columbia?s Top Employers FNFA is the only First Nation-led organization in the world leveraging private capital for a pooled-borrowing model of Nations to finance projects that build strong, healthy, and prosperous communities for generations to come. We are a First Nations-led non-profit, financial services corporation mandated under the _First Nations Fiscal Management Act _(2005) providing affordable financing, investment management, and capital advisory services to First Nations communities in Canada. FNFA does not rely on federal government funding and is self-sufficient. From clean energy projects to schools for our children and housing for our Elders, priorities being undertaken by FNFA?s First Nation members, are creating good jobs while contributing to Canada?s economy. Learn more: www.fnfa.ca. Job Summary: The Credit Analyst takes direction from the Managing Director of Finance and Investments. The Credit Analyst completes financial analysis of First Nations seeking membership and to borrow from the FNFA and assists in the training of other Financial Analysts. The position works in conjunction with other FNFA departments and individuals to facilitate the process, including participating in meetings with members and prospective members as required. In addition, the position will perform data analysis and aggregation for presentations and reporting needs. The position will also perform other finance and accounting duties as directed. At times, this position is required to travel. Primary Job Responsibilities: 1. Prepares borrowing capacity analysis, financial models, and supporting summaries for current and prospective members. 2. Reviews member and prospective member financial information, including audited financial statements, budgets, agreements, and other supporting documents, to assess credit quality and repayment capacity. 3. Completes ratio analysis, trend analysis, and risk assessments for membership applications, borrowing requests, annual reviews, draw reviews, and other member review processes. 4. Reviews financial models for complex loan structures to assess repayment capacity, cash flow implications, and overall credit strength. 5. Identifies key financial, operational, and compliance-related risks and escalates issues, concerns, or exceptions to Managing Director of Finance and Investments with supporting analysis. 6. Prepares annual reviews and draw reviews of members and documents findings, recommendations, and follow-up items. 7. Supports the preparation of internal reports, briefing materials, and summaries for senior management, committees, and the Board as required. 8. Assists with information gathering, analysis, and supporting documentation required for credit rating agency reviews, audits, and other external reporting requirements. 9. Prepares and updates loan draw documentation, related tracking, records, and system entries to support accurate processing and reporting. 10. Maintains member review templates, working papers, and tracking tools, and recommends process improvements to strengthen consistency, efficiency, and quality. 11. Ensures member information is stored, documented, and handled in accordance with FNFA policies, legislative requirements, and recordkeeping standards. 12. Supports debenture-related calculations, projections, and loan documentation as required. 13. Updates reports, databases, and internal systems related to member reviews, borrowing, draws, investments, and other finance activities, as applicable. 14. Participates in cross-training, process improvement initiatives, and system enhancements that support efficient finance and member review operations. 15. Performs other finance, analysis, and administrative duties related to the role, as assigned. The ideal candidate will have: · University degree i