finance manager

Overview Join our dynamic team as a Subprime Finance Manager, where your expertise in financial services and dealership operations will drive success in the subprime lending sector. In this pivotal role, you will lead the assessment and approval of auto loan applications for customers with less-than-perfect credit, ensuring a seamless and positive experience. Your leadership will empower our sales teams, optimize deal structures, and uphold compliance standards?all while fostering strong customer relationships. If you thrive in a fast-paced environment and are passionate about delivering exceptional service, this opportunity is your chance to make a meaningful impact. Duties * Evaluate and approve auto loan applications from subprime customers, ensuring thorough analysis of financial data and creditworthiness * Collaborate closely with dealership sales teams to structure deals that meet both customer needs and company policies * Negotiate terms with customers to secure favorable financing options while maintaining compliance with lending regulations * Oversee the end-to-end loan process, including documentation, approval workflows, and funding procedures * Provide exceptional customer service by explaining loan options clearly and addressing any questions or concerns * Monitor portfolio performance, identify potential risks, and implement strategies to mitigate delinquencies or defaults * Stay updated on industry trends, regulatory changes, and best practices within the financial services sector Skills * Extensive experience in financial services, particularly within auto financing or dealership environments * Proven ability to negotiate effectively with customers and internal stakeholders to reach mutually beneficial agreements * Strong customer service skills with a focus on building trust and rapport in high-pressure situations * Solid sales acumen to identify opportunities for cross-selling or upselling financing products * Excellent math skills for analyzing credit reports, income statements, and loan calculations accurately * Dealership experience is highly desirable to understand the nuances of vehicle sales processes * Knowledge of lending regulations and compliance standards relevant to subprime financing Join us in shaping positive financial journeys for our customers! We?re committed to supporting your growth through ongoing training, a collaborative work environment, and opportunities to advance your career in the vibrant world of auto finance. Pay: $59,549.00-$250,000.00 per year Benefits: * Casual dress * Commuter benefits * Company car * Company events * Discounted or free food * Flexible schedule * On-site parking * Store discount Work Location: In person