officer, loans

As a Loan Officer, you will be responsible for assisting clients in obtaining loans. Your main duties will include: * Assess clients' financial needs and recommend suitable collateral-based loan solutions. * Open new customer accounts and assist clients with online loan repayment services. * Interview clients and evaluate loan applications by reviewing repayment ability, credit history, and collateral value. * Approve or decline loan applications within authorized lending limits. * Determine appropriate loan amounts, terms, and interest rates based on company policies and collateral value. * Explain loan terms, repayment schedules, interest rates, and agreements to clients. * Negotiate repayment arrangements with clients and manage loan defaults, including collateral liquidation when required. * Complete and review loan documentation to ensure accuracy and compliance with company policies. * Monitor loan accounts, including renewals, repayments, and overdue accounts. * Build strong customer relationships and promote the company's lending products and services. To succeed in this role, you should possess the following skills: -Strong computer skills -Strong mathematical skills to accurately calculate loan amounts, interest rates, and repayment schedules- Knowledge of financial services and lending products- Excellent communication skills to effectively interact with clients- Attention to detail to ensure accuracy in loan documentation and application processing - Ability to work independently and in a team "Advantage" -There's no night shift in this job. We're a 7 day operation; this employment is NOT limited to week-days only. If you have a passion for finance, enjoy helping others achieve their financial goals, and possess the required skills, we would love to hear from you. Join our team as a Loan Officer and contribute to our mission of providing exceptional financial services to our clients Pay: From $19.00 per hour Work Location: In person