Find Your Dream Career

Who We Are We're powering a cleaner, brighter future. Exelon is leading the energy transformation, and we're calling all problem solvers, innovators, community builders and change makers. Work with us to deliver solutions that make our diverse cities and communities stronger, healthier and more resilient. We're powered by purpose-driven people like you who believe in being inclusive and creative, and value safety, innovation, integrity and community service. We are a Fortune 200 company, 20,000 colleagues strong serving more than 10.7 million customers at six energy companies -- Atlantic City Electric (ACE), Baltimore Gas and Electric (BGE), Commonwealth Edison (ComEd), Delmarva Power & Light (DPL), PECO Energy Company (PECO), and Potomac Electric Power Company (Pepco). We're committed to creating an environment where every person can thrive. Our employee experience is grounded in four tenets that guide how we support our people: purposeful careers, growth opportunities, community impact, and support to thrive. In our relentless pursuit of excellence, we elevate diverse voices, fresh perspectives and bold thinking. And since we know transforming the future of energy is hard work, we provide competitive compensation, incentives, excellent benefits and the opportunity to build a rewarding career. Are you in? Primary Purpose PRIMARY PURPOSE OF POSITION The Senior Analyst, Credit Risk is responsible for a credit portfolio within the designated regions. This job is also responsible for assessing and analyzing credit risk associated with the wholesale power and gas activities, including trading and origination, as well as assessing/analyzing retail power and gas credit issues for the retail supply business. As a member of the credit organization, this position will require an advanced understanding of the physical and financial products offered by the Company and the marketplace in order to properly assess and monitor counterparty credit/risk issues. The incumbent is closely aligned with the business and functional leaders throughout the organization, and is expected to foster and maintain strong working partnerships with their respective peers. This position requires interaction with Corporate Accounting, Corporate Treasury and Corporate Risk. Primary Duties PRIMARY DUTIES AND ACCOUNTABILITIES Assess and analyze the credit worthiness of customers and trading counterparties, and monitor current and potential exposures. (30%) Recommend credit terms and conditions within customer and wholesale commodity contracts. (20%) Coordinate with the margining and treasury teams on counterpart collateral including cash, letters of credit and parental guarantees. Also, coordinate effectively with Receivables team to monitor aged receivables to ensure timely collection. (15%) Assist on presentations to Senior Management that include credit decisions and recommendations, while highlighting top credit risks within the organization. (15%) Manage credit relationships with assigned counterparties, Regional Transmission Organizations, and Gas Pipelines. Lead analytical support of these credit relationships. (10%) As directed by Credit leadership, lead the coordination, maintenance, and implementation of improved reporting and functionality of Credit Risk systems. (10%) Job Scope JOB SCOPE The Senior Analyst, Credit Risk has some credit authority to approve credit requests in their assigned region. The incumbent will: Support Credit leadership in managing counterparty/customer limits and exposure monitoring to maintain compliance with credit policy and specific counterparty credit terms (including margining requirements) Negotiate or advise junior credit personnel as they negotiate credit terms and conditions, participate in conference calls to assess counterparty credit worthiness, perform customer visits Provide Credit Workout with early warning of potential high risk counterparties / customers, and assist in risk mitigation activities Maintain Risk data system and reporting integrity Ensure accuracy of external and internal reporting and disclosures Participate in conference calls with upper management of customers/counterparties - limited interaction with Senior Management on all credit/risk issues, including risk committee and transaction approval meetings Rigorously follow the credit process in all transactions and derive creative solutions and structures in managing multiple risks associated with a multi-billion dollar portfolio Minimum Qualifications MINIMUM QUALIFICATIONS BS in Accounting, Economics, Finance, Mathematics, or a related degree 4-7 years of relevant experience Advanced understanding of Mark to Market calculations and valuations of forward contract positions In-depth knowledge of credit and risk management fundamentals Thorough understanding of financial and wholesale energy trading markets Ability to evaluate creditworthiness of a company and clearly convey results in a well written report Excellent organizational, verbal and written communication skills with ability to handle multiple duties Strong interpersonal skills with the ability to interact with commercial and functional partners, external counterparties, vendors, and senior level executives within Risk and Finance. Must be self motivated and possess excellent time management skills Strong computer and spreadsheet modeling skills Ability to handle multiple tasks in a fast paced energy commodity trading environment Preferred Qualifications PREFERRED QUALIFICATIONS Energy industry experience Experience reviewing financial statements and assessing creditworthiness Completion of a formal credit training program Advanced degree or professional designation in a related field Benefits Annual salary will vary based on a candidate's skills, qualifications, experience, and other factors: $85,600.00/Yr. – $117,700.00/Yr. Annual Bonus for eligible positions: 15% 401(k) match and annual company contribution Medical, dental and vision insurance Life and disability insurance Generous paid time off options, including vacation, sick time, floating and fixed holidays, maternity leave and bonding/primary caregiver leave or parental leave Employee Assistance Program and resources for mental and emotional support Wellbeing programs such as tuition reimbursement, adoption and surrogacy assistance and fitness reimbursement Referral bonus program And much more Note: Exelon-sponsored compensation and benefit programs may vary or not apply based on length of service, job grade, job classification or represented status. Eligibility will be determined by the written plan or program documents.

Job Description Ready to take your career global? Make your mark at one of the biggest names in payments. We're looking for a Risk Portfolio Data Analyst Senior to join our ever evolving Commercial Risk Team and help shape the future of global commerce. As a Senior Risk Analyst, you'll work on the cutting edge with the largest FinTech company in the world. While using your advanced technical skills to protect Global Payments from threats, you will partner with business leaders to identify risks, evaluate the effectiveness of controls, and promote continuous improvement. You will have responsibility for risk reporting & portfolio analytics across the Credit organization, leveraging internal and external data to make informed credit decisions. The successful candidate will be able to mine this data for relevant patterns and trends and use the data to continuously improve our portfolio monitoring process. A key part of the role is creating robust reporting packages for executive leadership leveraging internal systems, Tableau, Microsoft PowerBi, Excel, and PowerPoint. What you will own: Ensure the strategic objectives of risk management program are met including execution of risk assessment activities, coordination of risk response and program testing and validation. Review significant events and advises business owners of action steps required to prevent future recurrence. Leverage internal as well as external data and AI to develop an industry leading Credit portfolio monitoring program Document risk analysis and controls and evaluates control design and continuous control improvement. Provide ad hoc analysis to determine how various events may impact our portfolio, including running stress testing and scenario analysis Execute risk assessment activities and coordinating risk response. Review significant events and advise business owners, to prevent future recurrence. What You Bring: Bachelor's degree Effective communication skills and attention to detail Expert level PowerPoint and Excel skills – advanced formula knowledge in Excel is key Experience building highly polished, professional PowerPoint presentations in a fast-paced environment working closely with senior executives Deep experience in creating impactful management reporting and presentations Previous dashboarding experience in Tableau, Microsoft PowerBI, MicroStrategy, or similar Experience deploying AI in a risk management context Ability to distill complex data into a tight story with clear, simple takeaways Strong data analysis background – particularly in mining large data sets for relevant trends, insights to improve internal models that support decision making Ability to navigate complex internal systems Unmatched work ethic Self-starter with strong sense and pride of ownership – ability to meet tight deadlines with work products that exceed expectations Ability to creatively solve problems and achieve company objectives Time management and flexibility It's Bonus If You Have: Knowledge of merchant acquiring services Financial analysis, accounting experience, formal credit training Ability to code in SQL and VBA About The Team Our inclusive and global teams win together every day. We're proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections – it's unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders. What makes a Globalpayer? Globalpayers think like a client, act like an owner and win as one team. We're curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it's our passion that drives excellence in everything we set out to do. Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global. BJ1 EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here. If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired. Washington Candidates: Click here for information on the Fair Chance Act.

Job Description Ready to take your career global? Make your mark at one of the biggest names in payments. We're looking for a Risk Portfolio Data Analyst Senior to join our ever evolving Commercial Risk Team and help shape the future of global commerce. As a Senior Risk Analyst, you'll work on the cutting edge with the largest FinTech company in the world. While using your advanced technical skills to protect Global Payments from threats, you will partner with business leaders to identify risks, evaluate the effectiveness of controls, and promote continuous improvement. You will have responsibility for risk reporting & portfolio analytics across the Credit organization, leveraging internal and external data to make informed credit decisions. The successful candidate will be able to mine this data for relevant patterns and trends and use the data to continuously improve our portfolio monitoring process. A key part of the role is creating robust reporting packages for executive leadership leveraging internal systems, Tableau, Microsoft PowerBi, Excel, and PowerPoint. What You Will Own Ensure the strategic objectives of risk management program are met including execution of risk assessment activities, coordination of risk response and program testing and validation. Review significant events and advises business owners of action steps required to prevent future recurrence. Leverage internal as well as external data and AI to develop an industry leading Credit portfolio monitoring program Document risk analysis and controls and evaluates control design and continuous control improvement. Provide ad hoc analysis to determine how various events may impact our portfolio, including running stress testing and scenario analysis Execute risk assessment activities and coordinating risk response. Review significant events and advise business owners, to prevent future recurrence. What You Bring Bachelor's degree Effective communication skills and attention to detail Expert level PowerPoint and Excel skills – advanced formula knowledge in Excel is key Experience building highly polished, professional PowerPoint presentations in a fast-paced environment working closely with senior executives Deep experience in creating impactful management reporting and presentations Previous dashboarding experience in Tableau, Microsoft PowerBI, MicroStrategy, or similar Experience deploying AI in a risk management context Ability to distill complex data into a tight story with clear, simple takeaways Strong data analysis background – particularly in mining large data sets for relevant trends, insights to improve internal models that support decision making Ability to navigate complex internal systems Unmatched work ethic Self-starter with strong sense and pride of ownership – ability to meet tight deadlines with work products that exceed expectations Ability to creatively solve problems and achieve company objectives Time management and flexibility It's Bonus If You Have Knowledge of merchant acquiring services Financial analysis, accounting experience, formal credit training Ability to code in SQL and VBA About The Team Our inclusive and global teams win together every day. We're proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections – it's unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders. What makes a Globalpayer? Globalpayers think like a client, act like an owner and win as one team. We're curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it's our passion that drives excellence in everything we set out to do. Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global. BJ1 EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here. If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired. Washington Candidates: Click here for information on the Fair Chance Act.

Job Description Ready to take your career global? Make your mark at one of the biggest names in payments. We're looking for a Risk Portfolio Data Analyst Senior to join our ever evolving Commercial Risk Team and help shape the future of global commerce. As a Senior Risk Analyst, you'll work on the cutting edge with the largest FinTech company in the world. While using your advanced technical skills to protect Global Payments from threats, you will partner with business leaders to identify risks, evaluate the effectiveness of controls, and promote continuous improvement. You will have responsibility for risk reporting & portfolio analytics across the Credit organization, leveraging internal and external data to make informed credit decisions. The successful candidate will be able to mine this data for relevant patterns and trends and use the data to continuously improve our portfolio monitoring process. A key part of the role is creating robust reporting packages for executive leadership leveraging internal systems, Tableau, Microsoft PowerBi, Excel, and PowerPoint. What you will own: Ensure the strategic objectives of risk management program are met including execution of risk assessment activities, coordination of risk response and program testing and validation. Review significant events and advises business owners of action steps required to prevent future recurrence. Leverage internal as well as external data and AI to develop an industry leading Credit portfolio monitoring program Document risk analysis and controls and evaluates control design and continuous control improvement. Provide ad hoc analysis to determine how various events may impact our portfolio, including running stress testing and scenario analysis Execute risk assessment activities and coordinating risk response. Review significant events and advise business owners, to prevent future recurrence. What You Bring: Bachelor's degree Effective communication skills and attention to detail Expert level PowerPoint and Excel skills – advanced formula knowledge in Excel is key Experience building highly polished, professional PowerPoint presentations in a fast-paced environment working closely with senior executives Deep experience in creating impactful management reporting and presentations Previous dashboarding experience in Tableau, Microsoft PowerBI, MicroStrategy, or similar Experience deploying AI in a risk management context Ability to distill complex data into a tight story with clear, simple takeaways Strong data analysis background – particularly in mining large data sets for relevant trends, insights to improve internal models that support decision making Ability to navigate complex internal systems Unmatched work ethic Self-starter with strong sense and pride of ownership – ability to meet tight deadlines with work products that exceed expectations Ability to creatively solve problems and achieve company objectives Time management and flexibility It's Bonus If You Have: Knowledge of merchant acquiring services Financial analysis, accounting experience, formal credit training Ability to code in SQL and VBA About The Team Our inclusive and global teams win together every day. We're proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections – it's unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders. What makes a Globalpayer? Globalpayers think like a client, act like an owner and win as one team. We're curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it's our passion that drives excellence in everything we set out to do. Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global. BJ1 EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here. If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired. Washington Candidates: Click here for information on the Fair Chance Act.

At FHLB Des Moines, we work each day to develop an inclusive culture that supports and leverages the complexity of a diverse workforce. This enables us to effectively serve the needs of our members and help them succeed. The Credit Risk Analyst supports the Bank's credit risk management function through the evaluation, monitoring, and analysis of member financial institutions and counterparties. This role assesses creditworthiness, financial performance, collateral adequacy, and emerging risks to support sound lending decisions and effective risk management practices. Accountabilities: Responsibilities Conduct periodic credit reviews and ongoing monitoring of member financial institutions and counterparties. Analyze financial statements, regulatory filings, performance trends, and key risk indicators to assess creditworthiness. Evaluate collateral adequacy, borrowing capacity, and compliance with applicable lending and credit policies. Monitor trends in capital adequacy, liquidity, asset quality, earnings performance, and other financial metrics. Prepare credit analyses, risk rating recommendations, and review memoranda for management decision-making. Perform monitoring, stress testing, and scenario analyses to assess potential credit risk exposure. Responsible for regulatory reporting and member examination review. Evaluate and monitor credit models and risk assessment methodologies to ensure effectiveness and accuracy. Assist with testing and validation of departmental processes, controls, and technology applications. Partner with business units across the Bank to provide strong risk management Serve as backup support for key credit reporting and monitoring processes. Assist with the preparation, review, and completion of compliance and risk management reporting. Identify opportunities for process improvements that enhance efficiency, reporting accuracy, and risk monitoring capabilities. Maintain awareness of industry developments, regulatory changes, and emerging credit risks impacting member institutions. Qualifications Bachelor's degree in Finance, Accounting, Economics, Statistics, or a related field. One to three years experience in credit analysis, banking, financial services, risk management, or a related field. Knowledge of financial statement analysis and interpretation. Understanding of credit risk principles, portfolio management concepts, and risk assessment methodologies. Strong analytical, problem-solving, and written communication skills. Proficiency in Microsoft Excel, Word, and PowerPoint. Ability to manage multiple priorities and work independently with appropriate judgment. Ability to collaborate effectively with colleagues across departments and levels of the organization. Demonstrated initiative, curiosity, and commitment to continuous learning. Preferred Experience analyzing financial institutions or regulated entities. Knowledge of financial modeling, statistical analysis, or quantitative risk assessment techniques. Experience with SQL, data analytics tools, or business intelligence platforms. Compensation Range: Annual Salary: $59,046.00 - $70,118.00 This salary range represents the Bank's good faith and reasonable estimate of possible compensation at the time of hire. Offer to be determined by selected applicant's education, experience, knowledge, skills & abilities, as well as internal equity and alignment with market data. This role is also eligible to participate in the Bank's annual incentive plan. As part of our competitive Total Rewards package, the Bank offers 11 paid holidays, 5 weeks of PTO and a work culture that values work/life balance. Most roles are eligible for our hybrid work schedule. We match 100% of the first 6% you contribute to your 401(k) and provide an additional 4% non-discretionary contribution to your 401(k) at the end of year. More information on our Total Rewards program can be found here. At FHLB Des Moines, we work to create an inclusive culture. This enables us to effectively serve the needs of our members and help them succeed. FHLB Des Moines is proud to be an Equal Opportunity Employer. We prohibit discrimination on the basis of race, color, religion, sex (including pregnancy, sexual orientation or gender identity), national origin, age, disability, veteran status, genetic information (including family medical history), status as a parent or any other characteristic protected by federal, state or local law.

Overview Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities The Operational Risk Management (ORM) Senior Analyst serves as a senior individual contributor within the Second Line of Defense, supporting the ORM Manager through independent execution of complex operational risk activities. The role is responsible for leading risk assessments, performing credible challenge of First Line risk practices, translating operational risk data into actionable insights, and contributing to the ongoing enhancement of the Operational Risk Management Framework. The ORM Senior Analyst demonstrates strong technical expertise, sound judgment, and the ability to influence stakeholders, while supporting the overall effectiveness of the ORM program. Salary Range The salary range for this position is $60.000 - $121,300 per year plus bonus. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location. Key Accountabilities Operational Risk Management Independently execute and support enhancements to core ORM programs, including Risk and Control Self-Assessments (RCSAs), Operational Loss Event Management, Control Monitoring and Testing, and Issue Management. Contribute to the development, refinement, and consistent application of ORM methodologies, procedures, tools, and reporting practices. Collaborate with First Line business groups and enterprise functions to assess and challenge operational risk considerations, support business liaison understanding of ORM expectations, and promote consistent application of operational risk practices across business continuity planning, third-party risk, change initiatives, and other activities with operational risk exposure. Apply effective Second Line challenge to First Line risk identification, control design, and remediation plans. Perform other operational risk management duties, special projects, and program initiatives as assigned to support evolving ORM priorities, regulatory expectations, and business needs. Risk Assessments Lead risk assessments for assigned lines of business and facilitate RCSAs for Second Line enterprise functions in accordance with established ORM methodology, including identification of risks outside established risk appetite, tolerance, or expected control performance. Evaluate inherent risk, control effectiveness, and residual risk using established ORM rating methodologies and supporting evidence. Review and challenge First Line RCSA outputs and provide clear, risk-based feedback on assessment results, risk and control taxonomy alignment, control design, ratings, and supporting rationale. Document assessment results, including risk ratings, control evaluations, key observations, and agreed-upon remediation actions. Track ORM challenges and related management responses, validating closure evidence and completion of agreed-upon actions. Communicate assessment results, key themes, risk appetite or tolerance concerns, and escalation items to management and appropriate governance committees or forums. Control Monitoring, Testing, and Issue Management Execute independent control monitoring and targeted testing based on risk profiles, control performance, emerging issues, and ORM priorities. Analyze testing results, identify root causes or contributing factors, and recommend risk-based remediation actions, including escalation of control deficiencies into formal issues when warranted. Track remediation progress and escalate overdue or high-risk issues. Perform independent validation of issue remediation to confirm corrective actions effectively address identified risks, root causes, and intended outcomes. Monitor operational risk issue reporting, escalation, and timely remediation, ensuring appropriate follow-up with First Line owners. Risk Reporting & Stakeholder Engagement Contribute to operational risk reports, dashboards, and governance materials for management and appropriate governance committees or forums. Develop risk reporting content that highlights trends, emerging risks, control weaknesses, key risk indicators, risk appetite measures, and recommended management actions. Support regulatory exams and internal audits related to operational risk, including information requests, audit or regulatory recommendation follow-up, issue follow-up, and management response support. Serve as a trusted risk partner to First Line stakeholders while maintaining Second Line independence and objective challenge. Escalate significant operational risk concerns, emerging themes, and unresolved issues to the ORM Manager or appropriate governance forum as warranted. Key Competencies for Position Independent Risk Judgment Second Line Influence and Objective Challenge Governance Reporting and Executive Communication Risk Analysis, Root Cause Evaluation, and Issue Validation Coaching and Knowledge Sharing Qualifications And Education Requirements Bachelor's degree in Business, Finance, Accounting, or a related field; operational risk, enterprise risk, audit, compliance, or banking-related certification preferred. 5+ years of experience in operational risk management, internal audit, compliance, enterprise risk management, or a related risk function, preferably within financial services. Strong understanding of regulatory expectations, operational risk frameworks, and effective Second Line oversight practices, including credible challenge, risk governance, and control effectiveness. Experience leading or materially supporting RCSAs, control testing, and issue management activities. Demonstrated ability to mentor junior staff, manage multiple priorities, and deliver high-quality work with limited supervision. Excellent written, verbal, presentation, collaboration, and interpersonal skills, with the ability to communicate complex operational risk concepts clearly, influence stakeholders, and solve problems in a risk-based manner. Proficiency with GRC systems, Microsoft Office tools, and data or reporting tools used to support operational risk analysis. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!

Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Senior Associate Credit Analyst in Wholesale Credit Risk, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing financial statements, determining appropriate risk ratings, and exerting credit approval authority, as applicable for the role. Recognize possible risks a client's business may pose to the firm while providing recommendations to mitigate such risks. Maintain consistency and quality of credit reviews through high quality assessments and escalate any identified risks and trends. Complete all assigned credit reviews and ad-hoc reviews / tasks within timelines. Participate in ongoing projects / process improvement efforts as appropriate. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities Evaluate and approve existing merchant relationships including: financial statement review, cash-flow analysis, transaction trend analysis, assessment of the business model, product/service risk evaluation, customer concentration assessment, and review of refund and chargeback exposure. Identify and escalate problem credits promptly, and negotiate effectively to protect the bank's interests. Demonstrate strong proficiency in financial analysis, products, and key risk factors; defend credit ratings confidently. Apply strong financial analysis and product knowledge, incorporating relevant macro- and microeconomic factors and risks. Deliver well-supported credit decisions through effective stakeholder engagement. Meet monthly timelines and take ownership of deliverables by proactively following up with stakeholders to complete reviews and requests. Build and maintain strong relationships with internal stakeholders, including Relationship Managers and Legal. Monitor industry trends and credit risk management best practices to strengthen decision-making and maintain a competitive edge. Required Qualifications, Capabilities, And Skills Bachelor's degree in Finance, Economics, Accounting, or a related discipline. 3+ years of experience in credit risk analysis, commercial lending, payments risk or portfolio management. Strong financial analysis skills and the ability to write clear, well-structured credit memos. Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining strong attention to detail. Ability to explain decisions using data and sound rationale, and to escalate appropriately when needed. Excellent verbal and written communication and problem-solving skills. Proven ability to prioritize, plan, and manage processes to complete credit analysis and related assignments. Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. Sound judgment under time pressure; ability to balance risk vs. commercial objectives Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable) Ability to explain decisions with data + rationale, and escalate appropriately About Us JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans About The Team J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

📈 Who We Are: We are rebuilding the energy transaction, making it transparent and fair. Our goal is to put power back where it belongs, in the hands of customers and to take on one of the most critical problems of our century, access to low cost electricity. tem exists to fix a broken global energy market that's long favoured legacy operators, intermediaries, and opaque pricing. Today's electricity system was not designed for rapid decarbonisation, AI-driven efficiency or fair access for the actual users - businesses and generators. We've built the first AI native transaction infrastructure to reinvent how electricity is bought, sold and priced. Our technology is designed to cut out the inefficient fees, automate complex market flows, and bring transparency and fairness to energy transactions at scale. In late 2025, after extraordinary growth, we closed a $75 million Series B - led by Lightspeed Venture Partners with participation from Albion, Atomico, Allianz, Hitachi Ventures, Hitachi Ventures, Schroders Capital and others - positioning us for global expansion, deeper product innovation and category leadership. We're scaling internationally and building toward a future where AI-driven infrastructure is foundational to electricity markets worldwide. Since launch, our modern utility product, known as RED, has already facilitated thousands of business customers and billions in energy transaction value, proving that modern software and AI can transform an industry built on legacy systems. At tem, we're not just building another energy company, we're rearchitecting market infrastructure so that transparency, efficiency and sustainability become the default, not the exception. 🚀 The Role We're hiring a People Performance Manager to join our Performance Service. tem is growing fast. Our goal is to get better as we get bigger - revenue growing faster than headcount. In practice that means keeping our strongest people engaged and performing, getting new joiners productive quickly, and enabling our leaders to multiply their impact over time. Most companies solve that with layers of management. We don't. Our leaders (Player-Coaches) coach their teams while staying hands-on with the work, which means the systems around them have to do more of the lifting. That's where the Performance Service comes in. We're a team of four, and we own how tem runs as an organisation: the operating rhythm (how work gets planned, tracked, escalated and reported), the onboarding and development that build capability, the frameworks that define what good performance looks like and how people progress and get paid, and the operational backbone of contracts, benefits and payroll. We don't own recruitment. We're adding a second Performance Partner because we need more hands on deck - both partnering with our leaders day to day, and building the frameworks that support them. Your patch is sustained performance - the part that runs continuously once someone is through the door. You'll carry a portfolio of leaders across our Engines and Services that you're accountable for, and you'll co-own the frameworks that sit underneath them alongside the rest of the team. You will not be handed a finished playbook to administer. You'll report into the Performance Service Manager. HR experience is welcome but not required - we're open to operators, people who've led teams, and the sort of person who ends up owning whatever the company needs next. In your first 12 months, you might: Become the first call for a portfolio of leaders on anything to do with their people - performance calls, team decisions and hard conversations. Co-design how progression, performance standards, evaluation and reward actually work at tem, alongside the rest of the Performance team. Handle live cases end to end - performance management, difficult conversations, exits and restructures. Use AI and automation so the operational layer runs itself and your time goes on judgement, not process. Turn recurring employee and manager pain points into better processes, tools, guidance or self-service, and measure whether they work. 🛠️ Responsibilities Coach and challenge: be a leader's first call on anything to do with their people - a decision they want a second view on, coaching on how to handle a situation, or a read on employment law - and hold a position when you disagree with them. Raise the bar: hold leaders to a high standard on performance, potential, pay and progression - help them make sharper calls, and hold consistency across your patch. Handle live cases end to end: performance management, difficult conversations, exits and restructures. Build to delight: shape how progression, performance standards, evaluation and reward actually work at tem, alongside the rest of the Performance team. We treat our people like top athletes, and our aim is to delight them at every step of their employee experience - the systems around them have to express that at every contact point. Design for our shape, not the textbook: we index on outcomes and impact in everything - how progression works, how teams are structured, what leaders spend their time on. Most standard people frameworks assume a management hierarchy we don't have. Automate the repeatable: use AI and automation so the operational layer runs itself and your time goes on judgement, not process. Think in process, scalability and iteration: turn recurring employee and manager pain points into better processes, tools, guidance or self-service. Measure whether they work and redesign when they don't fit the purpose. ✅ Requirements You do not need a CIPD qualification, and you do not need to have worked in a large, established HR function. You might have been a founder's associate or Chief of Staff at a Series A or B startup, holding the place together while it scaled. You might have built a People function from scratch and taken it from a one-person band to a well-oiled machine. You might have run a team or an Operations function where the people calls were effectively yours, even if People or HR never appeared in your job title. Or you might have done a different job that helped you build the skills below. A background in HR might help you do this job well, but it is not a requirement. Must-Haves You've held real accountability for decisions on people - you've partnered with leaders, or managed a team yourself, where hiring, performance and exit calls were either yours or made on your guidance. You can be trusted with the hardest conversations in the business and you're recognised for how you handle them, and you understand how decisions about people shape culture and employer brand - balancing efficiency with empathy. You've worked in or towards building a high-performance culture, and you're a confident challenger who carries conviction and can influence leadership decisions. You're comfortable operating without a playbook, in a company where the requirements and the shape of your role change constantly. You think from first principles, get to the root cause of complex problems, weigh competing considerations and anticipate second-order consequences. You're fluent with Notion, automation and AI tooling - your instinct is to build the thing rather than do it manually a second time - and you write clearly enough that a busy person reads it once and comes away with a clear idea of the situation and the next actions. Desirable Employment relations experience in the UK, Europe or the US - we operate across the UK and Europe today, with plans to expand to the US soon. Experience working across multiple countries, including employer of record arrangements. Compensation and benchmarking experience - salary banding, pay review cycles, market data. 🎁 Benefits & Perks Stock options so everyone has ownership in our mission. 25 days holiday plus public holidays. Swap public holidays for the ones that matter most to you, and enjoy your birthday off. Remote first and flexible working, with clear core hours and no internal meetings on Friday afternoons. Up to GBP1,200 or EUR1,400 per year for your remote setup. Up to GBP150 or EUR170 per month for wellbeing. 🤝 Interview Process We move fast. Most processes take 2 to 3 weeks from first chat to offer. If you need us to adapt anything, let us know. Intro call with our Talent team. Skills interview, which might include a practical exercise we may ask you to prepare in advance. Hiring Manager interview. Bar Raiser interview with leadership stakeholders. We welcome applications from people of all backgrounds, experiences, and identities, including those that are traditionally underrepresented in the tech and energy sectors. If you're excited about this role but not sure you meet every requirement, we'd still love to hear from you. Your unique perspective could be exactly what we're looking for. Find Jobs in United Kingdom on Arbeitnow

Location: hybrid, based at one of our UK offices: London, Cardiff, or Manchester. The Role As a key member of the Global People Operations team, the UK People Operations Coordinator provides end-to-end operational HR support across a diverse UK portfolio. The role has primary employee-lifecycle ownership for Strategy & Communications, People Advisory and Corporate Functions, and coordinates onboarding and offboarding activities for Financial Advisory and Management Consulting. As a first point of contact for employees and managers, the role holder manages a broad range of enquiries, transactions and cases, applying sound judgement, resilience and a strong service mindset. The successful candidate will be a proactive self-starter with HR generalist experience who can build effective stakeholder relationships, manage competing priorities and identify opportunities to simplify and improve how services are delivered. Responsibilities Own and manage the employee lifecycle for Strategy & Communications, People Advisory and Corporate Functions, including onboarding, probation, family leave, absence and wellbeing cases, Visa and immigration, job and contractual changes, internal transfers and offboarding. Coordinate onboarding and offboarding for Financial Advisory and Management Consulting, ensuring candidates, employees, managers and relevant internal teams understand responsibilities, deadlines and next steps. Manage business-specific onboarding and offboarding requirements, including different contractual and compensation terms, templates, approvals and downstream actions, while identifying opportunities to align and simplify processes. Act as a first point of contact for employees and managers, independently resolving a broad range of routine and moderately complex people-related queries. Promote and educate stakeholders on available self-service tools, resources and processes, while providing additional guidance and support where required. Exercise sound judgement in identifying and appropriately escalating sensitive, high-risk or specialist matters to the relevant People Team colleagues. Manage employment changes such as promotions, salary and allowance changes, flexible working arrangements, changes to hours or location, and internal and international transfers, ensuring documentation, approvals and Workday records are complete and accurate. Prepare contractor agreements and coordinate contractor onboarding and offboarding in Workday. Conduct appropriate checks to support the correct engagement and classification of contingent workers, guide managers through the completion of CEST assessments where required. Provide support, both to employees and the wider People Team, during cyclical process such as Goal Setting, and Performance, Promotion and Compensation reviews. Such support varies by process but may involve leading training sessions for employees, providing Workday assistance, or tracking completion rates. Monitor case queues, lifecycle trackers and deadlines, proactively managing workload, identifying risks and providing clear updates to stakeholders. Collaborate with Payroll, Reward, HRIS, Recruitment, IT and other internal teams to ensure accurate and timely delivery of employee-lifecycle processes. Route benefits queries to the Reward team and provide operational support where agreed. Serve as a front-end subject matter expert for Workday and a confident back-end user, providing practical guidance, resolving issues, completing transactions and maintaining high standards of data quality. Anticipate reporting needs and work with HRIS and other stakeholders to improve reporting, data quality and management information. Build effective cover arrangements and share knowledge across the UK People Operations team to strengthen resilience during peak periods and absences. Handle personal and confidential information with integrity, discretion and appropriate data-protection controls. Proactively contribute to the continuous improvement of HR policies, processes and related documentation/guides to enhance People Operations services and the employee experience. Requirements At least 2 years' experience as an HR Generalist Knowledge of local employment legislation. Experience with HRIS systems like Workday preferred. Bachelor's degree in human resources, business management, psychology or CIPD Level 3 or 5 qualification is highly regarded Strong administration and organizational skills with excellent attention to detail Exceptional customer service and prioritization skills Ability to manage multiple tasks and projects simultaneously Excellent verbal and written communication skills Exemplifies integrity and discretion Continuous improvement mindset – a proactive, adaptable, and agile collaborator. Proficient in Microsoft Office (Excel, Word, PowerPoint) What We Can Offer Competitive salary (depending on experience) 28 days holiday Discretionary bonus Annual salary review Pension (with company contribution: 5% of annual salary) Enhanced maternity and paternity leave (depending on length of service) and shared parental leave Private medical insurance Group Income protection Life assurance Cycle to work schemes Season ticket loans Regular social, cultural and charitable activities Flexible working with office laptop and phone provided About Teneo Teneo is the global CEO advisory firm. We partner with our clients globally to do great things for a better future. Drawing upon our global team and expansive network of senior advisors, we provide advisory services across our five business segments on a stand-alone or fully integrated basis to help our clients solve complex business challenges. Our clients include a significant number of the Fortune 100 and FTSE 100, as well as other corporations, financial institutions and organizations. Our full range of advisory services includes strategic communications, investor relations, financial transactions and restructuring, management consulting, physical and cyber risk, organizational design, board and executive search, geopolitics and government affairs, corporate governance and ESG. The firm has more than 2,000 employees located in 50+ offices around the world. #LI-Hybrid Find more English Speaking Jobs in United Kingdom on Arbeitnow

Location: hybrid, based at one of our UK offices: London, Cardiff, or Manchester. The Role As a key member of the Global People Operations team, the UK People Operations Coordinator provides end-to-end operational HR support across a diverse UK portfolio. The role has primary employee-lifecycle ownership for Strategy & Communications, People Advisory and Corporate Functions, and coordinates onboarding and offboarding activities for Financial Advisory and Management Consulting. As a first point of contact for employees and managers, the role holder manages a broad range of enquiries, transactions and cases, applying sound judgement, resilience and a strong service mindset. The successful candidate will be a proactive self-starter with HR generalist experience who can build effective stakeholder relationships, manage competing priorities and identify opportunities to simplify and improve how services are delivered. Responsibilities Own and manage the employee lifecycle for Strategy & Communications, People Advisory and Corporate Functions, including onboarding, probation, family leave, absence and wellbeing cases, Visa and immigration, job and contractual changes, internal transfers and offboarding. Coordinate onboarding and offboarding for Financial Advisory and Management Consulting, ensuring candidates, employees, managers and relevant internal teams understand responsibilities, deadlines and next steps. Manage business-specific onboarding and offboarding requirements, including different contractual and compensation terms, templates, approvals and downstream actions, while identifying opportunities to align and simplify processes. Act as a first point of contact for employees and managers, independently resolving a broad range of routine and moderately complex people-related queries. Promote and educate stakeholders on available self-service tools, resources and processes, while providing additional guidance and support where required. Exercise sound judgement in identifying and appropriately escalating sensitive, high-risk or specialist matters to the relevant People Team colleagues. Manage employment changes such as promotions, salary and allowance changes, flexible working arrangements, changes to hours or location, and internal and international transfers, ensuring documentation, approvals and Workday records are complete and accurate. Prepare contractor agreements and coordinate contractor onboarding and offboarding in Workday. Conduct appropriate checks to support the correct engagement and classification of contingent workers, guide managers through the completion of CEST assessments where required. Provide support, both to employees and the wider People Team, during cyclical process such as Goal Setting, and Performance, Promotion and Compensation reviews. Such support varies by process but may involve leading training sessions for employees, providing Workday assistance, or tracking completion rates. Monitor case queues, lifecycle trackers and deadlines, proactively managing workload, identifying risks and providing clear updates to stakeholders. Collaborate with Payroll, Reward, HRIS, Recruitment, IT and other internal teams to ensure accurate and timely delivery of employee-lifecycle processes. Route benefits queries to the Reward team and provide operational support where agreed. Serve as a front-end subject matter expert for Workday and a confident back-end user, providing practical guidance, resolving issues, completing transactions and maintaining high standards of data quality. Anticipate reporting needs and work with HRIS and other stakeholders to improve reporting, data quality and management information. Build effective cover arrangements and share knowledge across the UK People Operations team to strengthen resilience during peak periods and absences. Handle personal and confidential information with integrity, discretion and appropriate data-protection controls. Proactively contribute to the continuous improvement of HR policies, processes and related documentation/guides to enhance People Operations services and the employee experience. Requirements At least 2 years' experience as an HR Generalist Knowledge of local employment legislation. Experience with HRIS systems like Workday preferred. Bachelor's degree in human resources, business management, psychology or CIPD Level 3 or 5 qualification is highly regarded Strong administration and organizational skills with excellent attention to detail Exceptional customer service and prioritization skills Ability to manage multiple tasks and projects simultaneously Excellent verbal and written communication skills Exemplifies integrity and discretion Continuous improvement mindset – a proactive, adaptable, and agile collaborator. Proficient in Microsoft Office (Excel, Word, PowerPoint) What We Can Offer Competitive salary (depending on experience) 28 days holiday Discretionary bonus Annual salary review Pension (with company contribution: 5% of annual salary) Enhanced maternity and paternity leave (depending on length of service) and shared parental leave Private medical insurance Group Income protection Life assurance Cycle to work schemes Season ticket loans Regular social, cultural and charitable activities Flexible working with office laptop and phone provided About Teneo Teneo is the global CEO advisory firm. We partner with our clients globally to do great things for a better future. Drawing upon our global team and expansive network of senior advisors, we provide advisory services across our five business segments on a stand-alone or fully integrated basis to help our clients solve complex business challenges. Our clients include a significant number of the Fortune 100 and FTSE 100, as well as other corporations, financial institutions and organizations. Our full range of advisory services includes strategic communications, investor relations, financial transactions and restructuring, management consulting, physical and cyber risk, organizational design, board and executive search, geopolitics and government affairs, corporate governance and ESG. The firm has more than 2,000 employees located in 50+ offices around the world. #LI-Hybrid Find Jobs in United Kingdom on Arbeitnow

Location: hybrid, based at one of our UK offices: London, Cardiff, or Manchester. The Role As a key member of the Global People Operations team, the UK People Operations Coordinator provides end-to-end operational HR support across a diverse UK portfolio. The role has primary employee-lifecycle ownership for Strategy & Communications, People Advisory and Corporate Functions, and coordinates onboarding and offboarding activities for Financial Advisory and Management Consulting. As a first point of contact for employees and managers, the role holder manages a broad range of enquiries, transactions and cases, applying sound judgement, resilience and a strong service mindset. The successful candidate will be a proactive self-starter with HR generalist experience who can build effective stakeholder relationships, manage competing priorities and identify opportunities to simplify and improve how services are delivered. Responsibilities Own and manage the employee lifecycle for Strategy & Communications, People Advisory and Corporate Functions, including onboarding, probation, family leave, absence and wellbeing cases, Visa and immigration, job and contractual changes, internal transfers and offboarding. Coordinate onboarding and offboarding for Financial Advisory and Management Consulting, ensuring candidates, employees, managers and relevant internal teams understand responsibilities, deadlines and next steps. Manage business-specific onboarding and offboarding requirements, including different contractual and compensation terms, templates, approvals and downstream actions, while identifying opportunities to align and simplify processes. Act as a first point of contact for employees and managers, independently resolving a broad range of routine and moderately complex people-related queries. Promote and educate stakeholders on available self-service tools, resources and processes, while providing additional guidance and support where required. Exercise sound judgement in identifying and appropriately escalating sensitive, high-risk or specialist matters to the relevant People Team colleagues. Manage employment changes such as promotions, salary and allowance changes, flexible working arrangements, changes to hours or location, and internal and international transfers, ensuring documentation, approvals and Workday records are complete and accurate. Prepare contractor agreements and coordinate contractor onboarding and offboarding in Workday. Conduct appropriate checks to support the correct engagement and classification of contingent workers, guide managers through the completion of CEST assessments where required. Provide support, both to employees and the wider People Team, during cyclical process such as Goal Setting, and Performance, Promotion and Compensation reviews. Such support varies by process but may involve leading training sessions for employees, providing Workday assistance, or tracking completion rates. Monitor case queues, lifecycle trackers and deadlines, proactively managing workload, identifying risks and providing clear updates to stakeholders. Collaborate with Payroll, Reward, HRIS, Recruitment, IT and other internal teams to ensure accurate and timely delivery of employee-lifecycle processes. Route benefits queries to the Reward team and provide operational support where agreed. Serve as a front-end subject matter expert for Workday and a confident back-end user, providing practical guidance, resolving issues, completing transactions and maintaining high standards of data quality. Anticipate reporting needs and work with HRIS and other stakeholders to improve reporting, data quality and management information. Build effective cover arrangements and share knowledge across the UK People Operations team to strengthen resilience during peak periods and absences. Handle personal and confidential information with integrity, discretion and appropriate data-protection controls. Proactively contribute to the continuous improvement of HR policies, processes and related documentation/guides to enhance People Operations services and the employee experience. Requirements At least 2 years' experience as an HR Generalist Knowledge of local employment legislation. Experience with HRIS systems like Workday preferred. Bachelor's degree in human resources, business management, psychology or CIPD Level 3 or 5 qualification is highly regarded Strong administration and organizational skills with excellent attention to detail Exceptional customer service and prioritization skills Ability to manage multiple tasks and projects simultaneously Excellent verbal and written communication skills Exemplifies integrity and discretion Continuous improvement mindset – a proactive, adaptable, and agile collaborator. Proficient in Microsoft Office (Excel, Word, PowerPoint) What We Can Offer Competitive salary (depending on experience) 28 days holiday Discretionary bonus Annual salary review Pension (with company contribution: 5% of annual salary) Enhanced maternity and paternity leave (depending on length of service) and shared parental leave Private medical insurance Group Income protection Life assurance Cycle to work schemes Season ticket loans Regular social, cultural and charitable activities Flexible working with office laptop and phone provided About Teneo Teneo is the global CEO advisory firm. We partner with our clients globally to do great things for a better future. Drawing upon our global team and expansive network of senior advisors, we provide advisory services across our five business segments on a stand-alone or fully integrated basis to help our clients solve complex business challenges. Our clients include a significant number of the Fortune 100 and FTSE 100, as well as other corporations, financial institutions and organizations. Our full range of advisory services includes strategic communications, investor relations, financial transactions and restructuring, management consulting, physical and cyber risk, organizational design, board and executive search, geopolitics and government affairs, corporate governance and ESG. The firm has more than 2,000 employees located in 50+ offices around the world. #LI-Hybrid Find more English Speaking Jobs in United Kingdom on Arbeitnow

Company Overview We exist to make food the world loves. But we do more than that. Our company is a place that prioritizes being a force for good, a place to expand learning, explore new perspectives and reimagine new possibilities, every day. We look for people who want to bring their best — bold thinkers with big hearts who challenge one another and grow together. Because becoming the undisputed leader in food means surrounding ourselves with people who are hungry for what's next. Overview General Mills Treasury is seeking a highly motivated treasury professional for the role of Senior Treasury Analyst, North America Treasury Operations. At General Mills, the Treasury team creates shareholder value by optimizing GMI's capital structure while flawlessly executing its fiduciary responsibilities. This includes efficiently managing cash flows, managing interest rate and foreign exchange risk, and protecting GMI's financial assets. Treasury roles are highly technical and build strong knowledge of financial markets and cash management. The Senior Treasury Analyst plays a key role supporting the function by securing capital to fund business operations, executing on cash management activities, handling bank relationships and monitoring financial risks for the North America region. This role also supports strategic corporate projects and partners with our treasury centers across the globe. In this role, you will gain extensive experience in treasury operations and broad exposure to external banking partners and financial markets. This role builds functional experience in forecasting cash flows, issuing debt, managing derivatives, and supporting critical corporate initiatives such as M&A. Key Accountabilities Manage the daily funding of bank accounts, including issuing Commercial Paper and investing excess cash to maximize returns while maintaining liquidity Build and maintain a long-term cash forecasts with inputs from various sources Remediate failed payments and fraud attempts Own the compliance and testing of SOX controls related to debt covenants, banking websites and cash movement Independently lead initiatives in a fast-paced environment Contribute to Treasury optimization through process improvements and automation Liaise with banks for operational services, including administrative oversight of bank accounts Partner with international treasury teams and domestic business partners to execute on high-profile initiatives, including bond offerings, share repurchases, legal restructuring, system upgrades, and M&A activity Minimum Qualifications B.S. or B.A. degree in Finance, Accounting, Economics or related field Minimum 3 years of relevant finance or operations experience Basic understanding of cash management, banking, debt instruments and derivatives Strong analytical skills, including a high degree of accuracy and attention to detail Ability to summarize complex concepts and build management-level reporting Excellent communication skills, both verbal and written Exhibited a high degree of situational agility and change management Ability to independently manage multiple projects and prioritize effectively Preferred Qualifications Treasury operations, cash management or cash forecasting experience SAP experience CTP or CFA Additional Considerations Located at World Headquarters just outside Minneapolis, MN International relocation or international remote working arrangements (outside of the US) will not be considered. Applicants for this position must be currently authorized to work in the United States on a full-time basis. General Mills will not sponsor applicants for this position for work visas. SALARY RANGE The Salary Range For This Position Is $82,400 - $123,800 Annual At General Mills we strive for each employee's pay at any point in their career to reflect their experiences performance and skills for their current role. The salary range for this role represents the numerous factors considered in the hiring decisions including, but not limited to, educations, skills, work experience, certifications, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range. Beyond base salary, General Mills offers a competitive Total Rewards package focusing on your overall well-being. We are proud to offer a foundation of health benefits, retirement and financial wellbeing, time off programs, wellbeing support and perks. Benefits may vary by role, country, region, union status, and other employment status factors. You may also be eligible to participate in an annual incentive program. An incentive award, if any, depends on various factors, including, individual and organizational performance. ELIGIBILITY Applicants must meet a minimum 18-year age qualification. EQUAL OPPORTUNITY EMPLOYER (EOE) General Mills is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, marital or familial status, status regarding public assistance, or membership or activity in a local human rights commission. REASONABLE ACCOMMODATION REQUEST If you need to request an accommodation during the application or hiring process, please fill out our online accommodation request form by following this link: Accommodation Request.