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Hi, we're Oscar. We're hiring a Senior Analyst, Actuarial - Reserving to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Actuarial supports Oscar's Valuation processes for a number of Affordable Care Act (ACA) markets. You will be responsible for establishing Incurred but not Reported (IBNR) projections and risk adjustment accruals, and investigating actual performance trends that will inform budget planning, pricing, and company strategies. This position is eligible for the department's rotational program. You will report into the Manager, Actuarial. Work Location: This is a remote position, open to candidates who reside in: Atlanta, GA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $91,660 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Establishes and communicates the accruals for the monthly close process related to Incurred but not Reported (IBNR) claims, Risk adjustment and/or Shared Savings deals.  Leverages SQL and Python to expand existing frameworks, driving new insights and resources for other Actuarial teams. Key contributor in reviewing and submitting regulatory filings. Investigates the core drivers of observed trends and provides meaningful information for consideration in the financial planning process. Promote and shape Oscar actuarial best practices with respect to automation and documentation.  Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: Bachelor's degree in a STEM field. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 3+ years of experience in a related field.   This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Product Manager, Virtual Care to join our Product team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.   About the role: As a Senior Product Manager, you'll lead product development for Oscar Virtual Care (OVC), improving how members access care and how clinicians deliver it. Your work will span the experience before, during, and after a visit, from intake and scheduling to clinical documentation, treatment, and follow-up. Oscar brings together a health plan and its own care delivery organization, creating an opportunity to connect product decisions directly to the cost and quality of care. You'll work with clinical and business partners to identify where technology can help members get the care they need. This includes improving access to virtual care and health assessments, supporting effective clinical workflows, and reducing administrative work for care teams. You'll turn ambiguous problems into a clear product direction, align partners around priorities, and work with engineering, design, and data science to deliver and measure results. You will report into a Director, Product Management. Work Location: This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $163,944.00 - $215,176.50 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants and annual performance bonuses.   Responsibilities: Define and execute the product strategy and roadmap for Virtual Care. Prioritize investments based on their expected impact on affordability, clinical outcomes, member experience, and operating efficiency. Lead discovery with members, clinicians, and operations teams. Combine user research with data analysis to identify problems, challenge assumptions, and build a business case for product investments. Improve the member journey from finding and accessing care through the visit and follow-up. Reduce friction in intake and scheduling, improve visit completion, and help care teams share context and coordinate next steps. Build tools that help clinicians deliver high-quality care efficiently, including reviewing medical history, documenting encounters, addressing care gaps, and ordering appropriate tests and treatments. Evaluate opportunities for AI and automation to reduce administrative work while maintaining clinical quality. Define success metrics and measure the clinical, financial, and operational impact of product changes. Use findings to refine priorities and improve the experience after launch. Lead alignment across clinical, operations, engineering, design, and data science partners. Bring clear recommendations, work through competing needs and tradeoffs, and establish decisions that move the work forward. Own complex initiatives from problem definition through delivery. Write clear requirements, manage dependencies and risks, and resolve issues across teams with the autonomy expected of a Senior Product Manager. Invest in strengthening the talent on Oscar's product team, by developing more junior team members through mentorship. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: 6+ years of experience collaborating cross-functionally among engineers, designers, operations experts, and others in a Product Management or Product Management-adjacent role. 4+ years of experience in driving rigorous prioritization processes. 4+ years of experience with tech systems and understanding basic technology infrastructure such as backend services, database relationships, and leveraging database tools such as SQL. 2+ years of experience leading complex, cross-domain initiatives. 2+ years of experience root-causing ambiguous problems, building roadmaps towards a solution, and successfully executing against that roadmap. Bonus points 1+ years of experience building clinician-facing experiences.    This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Product Manager, Virtual Care to join our Product team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.   About the role: As a Senior Product Manager, you'll lead product development for Oscar Virtual Care (OVC), improving how members access care and how clinicians deliver it. Your work will span the experience before, during, and after a visit, from intake and scheduling to clinical documentation, treatment, and follow-up. Oscar brings together a health plan and its own care delivery organization, creating an opportunity to connect product decisions directly to the cost and quality of care. You'll work with clinical and business partners to identify where technology can help members get the care they need. This includes improving access to virtual care and health assessments, supporting effective clinical workflows, and reducing administrative work for care teams. You'll turn ambiguous problems into a clear product direction, align partners around priorities, and work with engineering, design, and data science to deliver and measure results. You will report into a Director, Product Management. Work Location: This position is based in our Los Angeles (Marina del Rey) office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $163,944.00 - $215,176.50 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants and annual performance bonuses.   Responsibilities: Define and execute the product strategy and roadmap for Virtual Care. Prioritize investments based on their expected impact on affordability, clinical outcomes, member experience, and operating efficiency. Lead discovery with members, clinicians, and operations teams. Combine user research with data analysis to identify problems, challenge assumptions, and build a business case for product investments. Improve the member journey from finding and accessing care through the visit and follow-up. Reduce friction in intake and scheduling, improve visit completion, and help care teams share context and coordinate next steps. Build tools that help clinicians deliver high-quality care efficiently, including reviewing medical history, documenting encounters, addressing care gaps, and ordering appropriate tests and treatments. Evaluate opportunities for AI and automation to reduce administrative work while maintaining clinical quality. Define success metrics and measure the clinical, financial, and operational impact of product changes. Use findings to refine priorities and improve the experience after launch. Lead alignment across clinical, operations, engineering, design, and data science partners. Bring clear recommendations, work through competing needs and tradeoffs, and establish decisions that move the work forward. Own complex initiatives from problem definition through delivery. Write clear requirements, manage dependencies and risks, and resolve issues across teams with the autonomy expected of a Senior Product Manager. Invest in strengthening the talent on Oscar's product team, by developing more junior team members through mentorship. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: 6+ years of experience collaborating cross-functionally among engineers, designers, operations experts, and others in a Product Management or Product Management-adjacent role. 4+ years of experience in driving rigorous prioritization processes. 4+ years of experience with tech systems and understanding basic technology infrastructure such as backend services, database relationships, and leveraging database tools such as SQL. 2+ years of experience leading complex, cross-domain initiatives. 2+ years of experience root-causing ambiguous problems, building roadmaps towards a solution, and successfully executing against that roadmap. Bonus points 1+ years of experience building clinician-facing experiences.    This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Product Manager, Virtual Care to join our Product team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.   About the role: As a Senior Product Manager, you'll lead product development for Oscar Virtual Care (OVC), improving how members access care and how clinicians deliver it. Your work will span the experience before, during, and after a visit, from intake and scheduling to clinical documentation, treatment, and follow-up. Oscar brings together a health plan and its own care delivery organization, creating an opportunity to connect product decisions directly to the cost and quality of care. You'll work with clinical and business partners to identify where technology can help members get the care they need. This includes improving access to virtual care and health assessments, supporting effective clinical workflows, and reducing administrative work for care teams. You'll turn ambiguous problems into a clear product direction, align partners around priorities, and work with engineering, design, and data science to deliver and measure results. You will report into a Director, Product Management. Work Location: This is a remote position, open to candidates who reside in: San Francisco, CA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $163,944.00 - $215,176.50 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants and annual performance bonuses.   Responsibilities: Define and execute the product strategy and roadmap for Virtual Care. Prioritize investments based on their expected impact on affordability, clinical outcomes, member experience, and operating efficiency. Lead discovery with members, clinicians, and operations teams. Combine user research with data analysis to identify problems, challenge assumptions, and build a business case for product investments. Improve the member journey from finding and accessing care through the visit and follow-up. Reduce friction in intake and scheduling, improve visit completion, and help care teams share context and coordinate next steps. Build tools that help clinicians deliver high-quality care efficiently, including reviewing medical history, documenting encounters, addressing care gaps, and ordering appropriate tests and treatments. Evaluate opportunities for AI and automation to reduce administrative work while maintaining clinical quality. Define success metrics and measure the clinical, financial, and operational impact of product changes. Use findings to refine priorities and improve the experience after launch. Lead alignment across clinical, operations, engineering, design, and data science partners. Bring clear recommendations, work through competing needs and tradeoffs, and establish decisions that move the work forward. Own complex initiatives from problem definition through delivery. Write clear requirements, manage dependencies and risks, and resolve issues across teams with the autonomy expected of a Senior Product Manager. Invest in strengthening the talent on Oscar's product team, by developing more junior team members through mentorship. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: 6+ years of experience collaborating cross-functionally among engineers, designers, operations experts, and others in a Product Management or Product Management-adjacent role. 4+ years of experience in driving rigorous prioritization processes. 4+ years of experience with tech systems and understanding basic technology infrastructure such as backend services, database relationships, and leveraging database tools such as SQL. 2+ years of experience leading complex, cross-domain initiatives. 2+ years of experience root-causing ambiguous problems, building roadmaps towards a solution, and successfully executing against that roadmap. Bonus points 1+ years of experience building clinician-facing experiences.    This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Product Manager, Virtual Care to join our Product team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.   About the role: As a Senior Product Manager, you'll lead product development for Oscar Virtual Care (OVC), improving how members access care and how clinicians deliver it. Your work will span the experience before, during, and after a visit, from intake and scheduling to clinical documentation, treatment, and follow-up. Oscar brings together a health plan and its own care delivery organization, creating an opportunity to connect product decisions directly to the cost and quality of care. You'll work with clinical and business partners to identify where technology can help members get the care they need. This includes improving access to virtual care and health assessments, supporting effective clinical workflows, and reducing administrative work for care teams. You'll turn ambiguous problems into a clear product direction, align partners around priorities, and work with engineering, design, and data science to deliver and measure results. You will report into a Director, Product Management. Work Location: This is a remote position, open to candidates who reside in: Boston, MA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $163,944.00 - $215,176.50 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants and annual performance bonuses.   Responsibilities: Define and execute the product strategy and roadmap for Virtual Care. Prioritize investments based on their expected impact on affordability, clinical outcomes, member experience, and operating efficiency. Lead discovery with members, clinicians, and operations teams. Combine user research with data analysis to identify problems, challenge assumptions, and build a business case for product investments. Improve the member journey from finding and accessing care through the visit and follow-up. Reduce friction in intake and scheduling, improve visit completion, and help care teams share context and coordinate next steps. Build tools that help clinicians deliver high-quality care efficiently, including reviewing medical history, documenting encounters, addressing care gaps, and ordering appropriate tests and treatments. Evaluate opportunities for AI and automation to reduce administrative work while maintaining clinical quality. Define success metrics and measure the clinical, financial, and operational impact of product changes. Use findings to refine priorities and improve the experience after launch. Lead alignment across clinical, operations, engineering, design, and data science partners. Bring clear recommendations, work through competing needs and tradeoffs, and establish decisions that move the work forward. Own complex initiatives from problem definition through delivery. Write clear requirements, manage dependencies and risks, and resolve issues across teams with the autonomy expected of a Senior Product Manager. Invest in strengthening the talent on Oscar's product team, by developing more junior team members through mentorship. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: 6+ years of experience collaborating cross-functionally among engineers, designers, operations experts, and others in a Product Management or Product Management-adjacent role. 4+ years of experience in driving rigorous prioritization processes. 4+ years of experience with tech systems and understanding basic technology infrastructure such as backend services, database relationships, and leveraging database tools such as SQL. 2+ years of experience leading complex, cross-domain initiatives. 2+ years of experience root-causing ambiguous problems, building roadmaps towards a solution, and successfully executing against that roadmap. Bonus points 1+ years of experience building clinician-facing experiences.    This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Manager, Actuarial - Risk Adjustment to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Actuarial Sr. Manager will be a key player in helping Oscar to understand the financial implications to the ACA's risk adjustment program. You will support multiple aspects of the actuarial team's risk adjustment work, including supporting monthly financial close, ongoing forecasting, and various other analyses. This is a very dynamic space, which makes this a great opportunity to work on interesting projects and have a BIG impact. You will report into the VP, Actuarial. Work Location: This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events. #LI-Remote Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $163,944 - $215,177 per year. The base pay for this role in all other locations is: $147,550 - $193,659 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Live on the cutting edge by developing Oscar's ability to predict Oscar's risk scores and ACA market morbidity, working with a cross functional team of actuaries and data scientists. Showcase resourcefulness and creative thinking in sourcing new data for making Oscar and market level predictions in innovative ways. Maintain and evolve core risk adjustment reporting and forecast models. Conduct research and enhance Oscar's risk adjustment knowledge and capabilities, including views of both Oscar's membership and other carriers in the market. Key contributor in estimated risk adjustment transfer estimates for monthly closes and ongoing financial forecasts. Conduct various risk adjustment related analyses, including analyzing drivers of risk adjustment performance. Lead quarterly audit deliverables and maintain internal control compliance to support accurate financial reporting. Promote and shape Oscar actuarial best practices with respect to automation and documentation. Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations Other duties as assigned Requirements: College degree or commensurate skills attainment. Associate or Fellow of the Society of Actuaries (SOA). 6+ years of quantitative analysis experience. Bonus points: Strongly prefer ACA Risk Adjustment, ACA Pricing/MedEcon, or Non-ACA Risk Adjustment expertise. Strong understanding of health insurance concepts and nuances. This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Director, Actuarial - Risk Adjustment to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Director, Actuarial – Risk Adjustment leads Oscar's ACA risk adjustment actuarial function, with responsibility for financial reporting, forecasting, and strategic analysis. You manage a team and partners across Finance, Market P&L, Risk Adjustment Operations, Medical Economics, and Data Science to inform business strategy and financial disclosures. You will translate risk adjustment performance, market dynamics, and financial implications into clear, actionable insights for senior leadership. You will report to the Vice President, Corporate Actuarial. Work Location: This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events. #LI-Remote Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $218,592 - $286,902 per year. The base pay for this role in all other locations is: $196,733 - $258,212 per year.. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants and annual performance bonuses. Responsibilities: ACA Risk Adjustment Financial Reporting & Forecasting: Lead financial reporting and forecasting for ACA risk adjustment, including monthly close, external audits, regulatory reviews, and other finance-related activities. Oscar Risk Score Analysis & Projection: Develop strategic insights and projections regarding Oscar's ultimate risk scores and risk adjustment performance. Market Morbidity Analysis & Projection: Analyze market morbidity drivers and their financial implications, coordinating with key external stakeholders including industry consultants. Executive Advising & Reporting: Lead executive-facing reporting by managing key financial forecasts and delivering presentations that translate complex actuarial insights into actionable strategic recommendations for senior leadership. Cross-Functional Leadership: Build strategic partnerships across key business units (e.g., Finance, Risk Adjustment Operations, Market P&L) and represent the Actuarial function in executive forums. Advanced Analytics & Growth: Direct advanced analytics initiatives, leveraging key findings to shape enterprise-wide decision-making regarding pricing, strategic business growth, and network strategies. Team Management & Development: Lead and develop a team of actuarial professionals, providing coaching, mentorship and professional development to foster continuous growth across the Actuarial team . Other duties as assigned. Requirements: Bachelor's degree in a STEM field, or 4 years commensurate experience. 12+ years of quantitative analysis in the healthcare industry. 5+ years of collaborating and influencing an Executive Leadership Committee. Proven experience in a pricing role, or a related analytics-driven leadership role. Strong government programs risk adjustment subject matter expertise, preferably in ACA Marketplace. Bonus points: Extensive experience leading actuarial financial reporting, including claims reserving and risk adjustment. Qualified (or willing to become qualified) to serve as appointed actuary for insurance companies the American Academy of Actuaries' Specific qualification standard. Excellent communication, collaboration, and relationship-building skills. Strong process management skills, with experience streamlining workflows and driving operational efficiency. Collaborative and influential leadership style, with experience partnering across multiple teams and stakeholders. Strong familiarity with ACA-specific healthcare laws, regulations, and compliance requirements. Fellow of the Society of Actuaries (SOA), or on the track to become one. This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Actuarial supports Oscar's pricing processes for several Affordable Care Act (ACA) markets. You will prepare models and experience studies that support pricing, and company strategies. You will report into the Director, Actuarial. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $91,660 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Review core pricing and plan design models, understand main reasons for performance, and provide actuarial insights that will inform strategic pricing considerations. Main contributor in reviewing regulatory filings and developing a viewpoint and recommendation for strategic pricing decisions. Investigate the core drivers of observed trends and provide meaningful information for supporting pricing decisions Promote and shape Oscar actuarial best practices concerning automation and documentation. Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: Bachelor's degree in a STEM field. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 3+ years of experience in a related field.   This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Actuarial supports Oscar's pricing processes for several Affordable Care Act (ACA) markets. You will prepare models and experience studies that support pricing, and company strategies. You will report into the Director, Actuarial. Work Location: This is a remote position, open to candidates who reside in: Dallas, TX. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $91,660 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Review core pricing and plan design models, understand main reasons for performance, and provide actuarial insights that will inform strategic pricing considerations. Main contributor in reviewing regulatory filings and developing a viewpoint and recommendation for strategic pricing decisions. Investigate the core drivers of observed trends and provide meaningful information for supporting pricing decisions Promote and shape Oscar actuarial best practices concerning automation and documentation. Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: Bachelor's degree in a STEM field. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 3+ years of experience in a related field.   This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Actuarial supports Oscar's pricing processes for several Affordable Care Act (ACA) markets. You will prepare models and experience studies that support pricing, and company strategies. You will report into the Director, Actuarial. Work Location: This is a remote position, open to candidates who reside in: Atlanta, GA. You will be fully remote; however, our approach to work may adapt over time. Future models could potentially involve a hybrid presence at the hub office associated with your metro area. #LI-Remote Pay Transparency: The base pay for this role is: $91,660 - $120,303 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Review core pricing and plan design models, understand main reasons for performance, and provide actuarial insights that will inform strategic pricing considerations. Main contributor in reviewing regulatory filings and developing a viewpoint and recommendation for strategic pricing decisions. Investigate the core drivers of observed trends and provide meaningful information for supporting pricing decisions Promote and shape Oscar actuarial best practices concerning automation and documentation. Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: Bachelor's degree in a STEM field. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 3+ years of experience in a related field.   This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Actuarial supports Oscar's pricing processes for several Affordable Care Act (ACA) markets. You will prepare models and experience studies that support pricing, and company strategies. You will report into the Director, Actuarial. Work Location: This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $101,844 - $133,670 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: Review core pricing and plan design models, understand main reasons for performance, and provide actuarial insights that will inform strategic pricing considerations. Main contributor in reviewing regulatory filings and developing a viewpoint and recommendation for strategic pricing decisions. Investigate the core drivers of observed trends and provide meaningful information for supporting pricing decisions Promote and shape Oscar actuarial best practices concerning automation and documentation. Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders. Aid in the onboarding of analysts by collaborating and integrating them into existing processes. Compliance with all applicable laws and regulations. Other duties as assigned. Requirements: Bachelor's degree in a STEM field. Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. 3+ years of experience in a related field.   This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .

Hi, we're Oscar. We're hiring a Manager, Process Improvement to join our Operational Excellence Team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Manager, Process Improvement works closely with a cross functional team of leaders, project managers, and Business Stakeholders to solve business problems related to internal processes. The Manager is responsible for identifying critical processes to the business and defining the business' requirements. The Manager is also responsible for process mapping, assessing the overall effectiveness and efficiency of the process, developing new or reengineering existing processes, and supporting implementation. The Manager, Process Improvement supports our teams in driving a best-in-class, service-focused operation by designing and guiding the use of operational frameworks and ideologies. You will report into the Director, Process Improvement. Work Location: This position is based in our New York City office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $117,576 - $154,318 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.   Responsibilities: Partner with core insurance operations leaders to identify and implement solutions to operational challenges. Support the core insurance organization in the frictionless delivery of value to members and providers. Be the example of the continuous improvement mindset, providing effective direction and influence, while demonstrating actual results of organizational behavior change in this area Demonstrate the proper approach with implementation of Continuous Improvement Tools both internal to the organization and aligned to industry standards and best practices Partner cross functionally with various leaders in all areas of the business to support the drive towards frictionless value delivery Utilize and implement programmatic frameworks and tools while adjusting your approach based on measured outcomes across simultaneous operating improvement projects Creating and sustaining foundational stability and ensuring scalability within your area of responsibility Use process improvement best practices, such and Lean and Six Sigma principles, to engineer/reengineer and implement consistent organizational processes and clear engagement models Provide clear context, in the form of Product Requirements Documents (PRDs), process maps, standard operating procedures and policy documents on what is being built and why it's being built. Compliance with all applicable laws and regulations Other duties as assigned Requirements: A bachelor's degree or 4+ years commensurate experience 4+ years of work experience in health insurance operations claims processing, utilization management, or call center ops 3+ years of experience using data software such as Excel, SQL, Python or other data analytics tools 3+ years of experience with end to end project management 3+ years of experience in designing and improving workflows as well as standing up accompanying operating and technical procedures 3+ years of experience with process improvement methodologies such as Lean Six Sigma Bonus points: Bachelor's degree in Engineering, Business Administration, or other related field Lean Six Sigma Green Belt certification or higher Travel required: Up to 10% a month This is an authentic Oscar Health job opportunity. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy .